Escrow Orchestration
Trust, delivery events, settlement and proof infrastructure
Infrastructure layer for escrow-backed trade

Programmable escrow connected to delivery, wallets, disputes and settlement.

This platform manages escrow states, payment holds, trusted delivery events, release/refund decisions, settlement splits, disputes, audit trails, proof ledgers, partner connectors and API clients for marketplaces, logistics systems, merchants and institutions.

Core platform modules

Built as neutral infrastructure so external marketplaces, merchants, delivery systems and payment institutions can integrate through APIs.

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Escrow state machine

Controls transaction lifecycle from draft, terms lock, payment hold, delivery, release, refund, dispute and expiry.

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Dummy bank and wallets

Sandbox wallet rail for testing deposits, holds, releases and refunds before connecting licensed payment partners.

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Delivery event loop

Consumes pickup, in-transit, delivered, failed, returned, damaged and conflict events to trigger escrow decisions.

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Disputes and exceptions

Freezes automatic release and routes conflict cases through evidence, decisioning and authorised settlement actions.

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Audit and proof ledger

Records idempotency keys, request logs, actor metadata, evidence hashes and hash-linked proof events.

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Partner connectors

Supports institutions, exchange mappings, API clients, webhook subscriptions and external request logging.

Transaction flow

Escrow does not directly trust browsers, courier callbacks or bank callbacks. Inputs become canonical events and pass through the state machine.

1
Create escrow Merchant, buyer or API client creates a transaction.
2
Hold funds Payment institution or dummy bank confirms funds held.
3
Delivery events Courier platform reports pickup, transit and proof of delivery.
4
Release or dispute Rules authorise release, refund, partial settlement or dispute.
5
Proof and reconcile Ledger, audit and settlement records support investigation.